Costin Laurentiu is Chief of Staff at Scotiabank, Canada’s third largest and most international bank, in Toronto.  He is also a Professor of Business at George Brown College in Toronto and Canadore College, in North Bay. Costin has over 15 years of banking experience, the last 9 years in Finance and Treasury.  Before joining Scotiabank, Costin worked in management consulting, serving national companies in their definition, and delivery, of growth and operational improvement strategies. Costin has a Master of Business Administration from the University of Western Ontario in London (Ontario), and a Bachelor of Business Administration from York University, in Toronto. Costin has been involved with several other organizations, most notably Habitat for Humanity as a volunteer and trainer, and Tapestry Opera, where he served as vice-chairman of the board of directors.